
Hey! I'm Sparky, your personal financial advisor. Tell me about your situation — what's going on with your finances? You can also upload a PDF (bank statement, lease, insurance policy) using the button below.
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Duplicate Netflix Charge Detected
You were charged $15.99 twice for Netflix this month. That's $15.99 you shouldn't have paid.
→ Call Netflix at 1-800-585-7265 to request a refund immediately
Critical: No Emergency Fund
You have less than 1 month of expenses saved. One unexpected bill could put you in debt.
→ Set up automatic $50 transfer to savings every payday starting this week
Spending 95% of Income
You're only saving $60/month. At this rate you can't handle any financial emergency.
→ Cut DoorDash food orders by half - saves $90/month immediately
🛡️ Insurance Intelligence
Recommended for You
Renters Insurance
$12-18/mo
You own a laptop, phone, and other electronics worth $2,000+. Your landlord's insurance covers NOTHING you own.
State Farm
Rideshare Coverage Add-on
$15-25/mo
You drive for DoorDash. Your personal auto insurance likely doesn't cover accidents while on a delivery.
State Farm
High-Yield Savings Account
Free
Move your savings to Marcus or Ally - earn 4.5% APY instead of 0.01% at big banks.
Marcus by Goldman Sachs
Savings Opportunities
Cancel duplicate Netflix charge
Get refund for duplicate charge
+$16/moCut food delivery orders in half
You spent $180 on DoorDash/Uber Eats orders this month
+$90/moReview unused subscriptions
Hulu + Disney+ overlap - pick one
+$18/moFinancial Risk Score
High Risk
Low emergency fund, no renters insurance, duplicate subscription charges detected, spending 95% of income
Monthly Overview
Spending by Category
Transaction History
| Date | Description | Category | Amount |
|---|---|---|---|
| 2026-04-03 | DoorDash Payout | Income | +$180.50 |
| 2026-04-02 | Walmart Supercenter | Groceries | -$45.23 |
| 2026-04-01 | Netflix | Subscriptions | -$15.99 |
| 2026-03-31 | Shell Gas Station | Transport | -$38.00 |
| 2026-03-30 | Chipotle | Food & Dining | -$12.75 |
| 2026-03-29 | DoorDash Payout | Income | +$210.00 |
| 2026-03-28 | Spotify | Subscriptions | -$9.99 |
| 2026-03-27 | Amazon | Shopping | -$67.43 |
| 2026-03-26 | Starbucks | Food & Dining | -$6.50 |
| 2026-03-25 | Rent Payment | Rent | -$650.00 |
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